In order to implement the work arrangements of the Provincial Party Committee and the Provincial Government on promoting the transformation and upgrading of the textile, footwear and apparel industry, the Provincial Department of Industry and Information Technology, the Provincial Department of Finance, the Provincial Financial Supervision Bureau, the Fuzhou Central Branch of the People’s Bank of China, and the Fujian Banking and Insurance Regulatory Bureau jointly issued The “Notice on the Establishment of Special Fund Loans to Relieve the Textile, Footwear and Clothing Industry in Fujian Province” was issued. According to the notice, Fujian will set up a special fund loan of 5 billion yuan for the textile, footwear and clothing industry to relieve the temporary liquidity difficulties faced by textile, footwear and clothing companies, support enterprises to increase production and efficiency, and ensure the stability of the industrial chain and supply chain.
The relevant person in charge of the Consumer Products Division of the Provincial Department of Industry and Information Technology said that this special fund loan will support Fujian’s chemical fiber manufacturing, cotton spinning, weaving, dyeing and finishing, clothing, shoemaking, home textiles, luggage, industrial textiles, and textile shoes. Textile, footwear and clothing regulated industrial enterprises and industrial Internet platform enterprises in the textile, footwear and clothing industry are included in the statistical scope, such as clothing machinery. Among them, the focus will be on supporting small and medium-sized textile, footwear and apparel industrial enterprises that are currently in production and operation due to temporary difficulties in production and operation due to the impact of the COVID-19 epidemic.
According to reports, this special policy supports corporate working capital loans. The loan interest rate is determined through negotiation between the company and the lending bank, but it should not be higher than the one-year loan market quotation rate (LPR) + 50 basis points for the same period. . The single-family loan limit for qualified provincial-level leading industrial enterprises recognized by the Provincial Department of Industry and Information Technology shall not exceed 50 million yuan, and the single-family loan limit for other enterprises shall not exceed 30 million yuan. All banks participating in the issuance of special loans to relieve small, medium and micro enterprises in Fujian Province to increase production and efficiency can serve as cooperative banks for this special policy.
In addition to lower loan interest rates, enterprises applying for this special loan will also enjoy interest subsidy subsidies. The Provincial Special Fund for Industrial and Information Development will provide an interest subsidy of 1 percentage point based on the loan interest rate for eligible loans. Loans with a maturity of less than one year are discounted based on the actual term, and medium- and long-term loans with a maturity of more than one year are discounted with one year. If the same loan has already enjoyed other interest subsidy support from the central and provincial finances, it will no longer enjoy this special interest subsidy policy. When each bank issues a loan, it signs a loan contract with the enterprise based on the actual interest rate after directly deducting the provincial fiscal discount.
At present, Fujian has opened a “Textile, Footwear and Clothing Industry Relief Loan” area on the “Financial Services Cloud” platform, and industrial enterprises that have been included in the provincial textile, footwear and clothing “white list” are automatically included in the bailout loan enterprise pool. , you can apply for a bailout loan directly through the “Financial Services Cloud” platform. Relevant enterprises can also apply directly to cooperative banks, which will assist in applying for bailout loans through the “Financial Services Cloud” platform. Industrial enterprises that have not yet been included in the “white list” and meet the conditions can be added to the list of enterprises supported by this special loan upon review and recommendation by the industry and information technology departments of each district or city.
Keywords:
Textile and clothing industry upgrade
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